A secure retirement. A college education for your children. A legacy for future generations. Whatever your financial goals, achieving them is important to you and your family. But where do you begin and how do you stay on track?
Our principal Sung N. Pak, CPA has deep knowledge and experience in personal financial planning equipped with all kinds of professional licenses related to this field. Our firm works in partnership with you to understand your goals, your unique situation and changing needs. We follow a rigorous process of fact-finding, needs analysis, solution development and implementation to ensure that your comprehensive plan makes sense for you. The result is a detailed, written plan tailored to your needs, so that together we can monitor your progress toward reaching your goals, now and in the future. Our fee-for-service approach ensures our objectivity.
Building and preserving your personal wealth requires specialized attention. You get one-on-one guidance and a comprehensive financial plan that helps manage risk, improve performance, and ensure the growth and longevity of your wealth.
We help you…
- Save enough for a comfortable retirement by identifying your retirement needs, analyzing your assets and sources of retirement income, reviewing estimated shortfalls, and identifying the best ways to save for retirement given your financial situation and risk tolerance.
- Pay for your child’s college education by accurately estimating the amount of money you’ll need, analyzing your assets, reviewing estimated shortfalls and considering general alternatives and strategies to help address these potential shortfalls, and developing an optimal savings plan given your financial situation and risk tolerance.
- Protect your family in case of you become disabled by ensuring you have enough money in your emergency fund and analyzing your life, disability, health, home, and auto insurance coverage. We also review your will and various powers of attorney designed to take care of your affairs in the event you are incapacitated and can’t manage them yourself.
- Achieve your investment goals by identifying the steps needed to maximize your investment returns as well as the steps needed to help minimize your risk while building increased predictability of your investment returns.
- Leave a legacy for your heirs by maximizing the value of your estate by saving tax dollars, professional fees, and court costs, as well as minimizing the costs of probate, creditors, lawyers, and estate taxes, which can negatively impact the value of your estate. We also help you stay in control of your affairs by providing a road map for passing your estate on to your heirs.